FINANCING SERVICES

EQUIPMENT LEASING

Types of Leases We Offer

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01

Application only to $250,000 No financial statements necessary.







02

financing up to $500,000 Middle market







03

Large ticket over $500,000

Approvals for application in only 24 hours.
Middle market and large ticket usually take 3-5 days.
Up to 84 months to repay with excellent rates.
These programs are for companies established for two years or more.

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The above list is only an example of what we can finance. We can finance any state or federally controlled entity.

Please contact us so one of our finance specialists can discuss your specific needs and how we can arrange the financing your company requires.

Why Lease?

Leasing is the right choice!

Leasing is one of the fastest growing ways of acquiring equipment in business today. Recent surveys found that 80% of U.S. businesses, from Fortune 500 to the local family business, lease some portion of their equipment. A growing business often faces the dilemma of limited cash flow and the need to add equipment. Leasing can put the equipment to work for you with real cash flow advantages and without major capital investment. We can lease virtually any type of equipment, including software and installation.

 

Fixed payments through the term of the lease

Unlike bank lines of credit that usually have variable rates, lease payments are fixed no matter what happens in the market. By choosing to lease you won't be a victim of skyrocketing interest rates. Remember the 80's when rates rose from 9% to over 20% in one year? That can't happen with leasing.

Low monthly payments

The monthly lease payment will usually be lower than the payment required by other methods of financing.

 

No need to tie up capital

Keep your business' cash for future needs, unexpected expenses or working capital when revenues are low.

 

You can always lease equipment - you can't lease money!

Most types of financing require down payments of up to 25%, whereas leasing covers 100% of the cost of the equipment. Most leases require only one or two payments in advance. Get immediate use of the equipment with minimal up-front cost.

 

Preserve existing lines of credit

Leasing has no impact on your bank credit lines. Protect your borrowing power for other business needs or opportunities.

 

Eliminate obsolescence

Technology is changing at a rapid fire pace. What meets your business' needs today may be obsolete three years from now. Leasing allows you the flexibility to maintain a competitive edge by giving you today's best technology then allowing you to upgrade when the equipment has outlived its advantage.

 

Significant tax and accounting advantages

Leasing eliminates the need for complicated depreciation schedules since lease payments are generally line item expenses on your P&L statement. And since lease payments can usually be treated as a pre-tax business expense you may even reduce your taxes. Paying cash for equipment automatically adds 30-40% to the cost when you realize that cash = profits and taxes are paid on profits. Leasing is the right choice! It minimizes demands on cash flow, eliminates obsolescence, keeps your bank lines open, saves on taxes and shelters you from the market